Terms

Terms of use

Last updated August 2026.

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Educational purpose

The content on this site is general information about insurance products. It is not tax advice, legal advice, or investment advice, and it is not a recommendation to buy, sell, exchange, or replace any financial product. Your situation is specific to you; consult qualified professionals before acting.

No guarantee of accuracy

Product features, rates, availability, and carrier terms change frequently and vary by state. We work to keep this site current but make no warranty that any information here is complete or accurate at the time you read it. Nothing on this site is binding on any insurance carrier.

No contract formed

Submitting a form, requesting a review, or speaking with us does not create an insurance contract, does not lock any rate, and does not obligate either party. Coverage begins only when an application is submitted, accepted, and issued by an insurance carrier.

Third-party links

Links to carrier sites or outside resources are provided for convenience. We do not control and are not responsible for their content or privacy practices.

Limitation of liability

To the fullest extent permitted by law, Annuity Advisors is not liable for any indirect or consequential damages arising from your use of this site.

Governing law

These terms are governed by the laws of the State of Nevada, without regard to conflict of law principles.